Gross yield, net yield — and the cash flow that's left over
Enter your property's numbers to see gross and net rental yield, vacancy-adjusted income, and estimated weekly cash flow. For general information only.
This is general information only and an indicative estimate. Not financial product advice. Figures are estimates and do not include mortgage repayments.
Your rental property
Important information
Figures are indicative and for general information only. Yield calculations do not include mortgage repayments, depreciation, or tax effects — use our Negative Gearing Calculator for a full after-tax picture. Benchmark yields are indicative national medians and vary significantly by location and property type.
This is general information only, not personalised financial advice or a recommendation to buy, sell, or hold any investment. Past yield performance is not a reliable indicator of future returns. LenderBridge is pursuing its credit licence pathway. Nothing here is, or should be taken as, licensed financial or credit advice.
How rental yield works
Gross yield is simply the annual rent as a percentage of the property's purchase price — it gives you a quick read on a property's income potential before expenses. Net yield takes it further, deducting property management fees, rates, water, insurance, and a vacancy allowance to show what actually flows through after holding costs.
Neither figure includes mortgage repayments, so a property can be yield-positive and still negatively geared if your loan repayments exceed the net rent. Use this tool alongside the Negative Gearing Calculator for the full picture.
Common questions
What is the difference between gross yield and net yield?
Gross yield is the annual rent as a percentage of the purchase price, before any expenses. Net yield deducts property management fees, rates, insurance, water, and vacancy allowance — it shows what actually flows through after costs, though it does not include mortgage repayments.
What is a good rental yield in Australia?
The national median gross yield for Australian residential investment property is around 3.8% as at June 2026. Yields above 5% are generally considered strong, though they vary significantly by location, property type, and market conditions.
Is my rental property cash flow positive?
This tool calculates weekly net cash flow after management fees, other holding costs, and vacancy — but before mortgage repayments. A property can be cash flow positive on a yield basis but still negatively geared once you account for loan repayments. Use the Negative Gearing Calculator for the full after-tax picture.
General information only. This is not financial product advice or a recommendation to invest. Yield calculations exclude mortgage repayments, depreciation, and tax effects — confirm with a financial adviser before relying on these figures.