How much could you borrow — and what would it cost?
A transparent, editable estimate of your indicative borrowing power and home-loan repayments, built on a clearly-shown assessment model. No jargon, no sign-up to get started.
General information & an indicative estimate only — not credit assistance, a loan offer, or a quote. Figures are estimates and may differ from a lender’s assessment.
1Your income
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$
$
2Your commitments
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$
$
3The loan
$
% p.a.
Assessment assumptions — transparent & editable
%
%
%
$
These default to a conservative, HEM-style model (see code comments). Editing them changes the estimate live. They are illustrative assumptions, not any single lender’s actual policy.
Model assumptions current as at 3 June 2026 — verify before relying.
Your indicative borrowing power
$0
Estimated repayment revealed below · unlock the full breakdown
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Your indicative result
Built from your inputs and the assessment model below. Indicative only — a lender will assess your full circumstances.
Indicative borrowing power
$0
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Monthly repayment
$0
Principal & interest
How the borrowing power is worked out
Amortisation summary — first & later years (P&I)
Year
Interest paid
Principal paid
Balance owing
Rates/figures current as at 3 June 2026 — verify before relying.
Important. This is general information only and an indicative estimate — not credit assistance, a loan offer, or a quote. Figures are estimates and may differ from a lender’s assessment. Consider your circumstances and seek advice before acting.