Eight quick questions. We map you against the federal 5% Deposit Scheme, the Family Home Guarantee, Help to Buy, your state's First Home Owner Grant, and stamp duty concessions — and tell you what to do next.
Indicative eligibility only. This is general information and an indicative estimate — not credit assistance, a loan offer, or a quote. Figures are estimates and may differ from a lender's or revenue office's assessment. Rates and figures current as at 3 June 2026 — verify before relying. Consider your circumstances and seek advice before acting.
Step 1 of 8
Where are you buying?
Schemes and grants differ in every state and territory.
"Major regional centre" means Newcastle, Lake Macquarie or Illawarra (NSW); Geelong (VIC); Gold Coast or Sunshine Coast (QLD). Exact price caps go by postcode on the official tool.
Roughly what price are you looking at?
A ballpark is fine. Price caps decide a lot here.
$
Include the land if you're building.
New build or established home?
Grants and some duty concessions only apply to new homes.
Who's buying?
Single, a couple, or a single parent — it changes which schemes fit.
Roughly what's your taxable income?
Most federal guarantees dropped income caps in Oct 2025 — but Help to Buy still has them, so it helps to know.
$
Use the combined figure if you're buying jointly. A rough number is fine.
How much deposit have you saved?
As a percentage of the price. This is the big one for the low-deposit guarantees.
5%
A 5% deposit opens the federal 5% Deposit Scheme.
Is this your first home — to live in?
Nearly every scheme requires you've never owned Australian property, and that you'll live in it.
Your citizenship or residency?
The federal guarantees require citizenship or permanent residency at minimum.
Your indicative result
0schemes you may be able to use
Based on what you told us, here's a snapshot. Unlock the full report below for the "why", the dollar figures, and your next steps.
⚠️Demo mode — submissions aren't sent to HubSpot yet. Add your form GUID to go live. You'll still see your full result and can download it.
Unlock your full eligibility report
Get the "why / why not" for every scheme, the indicative dollar value, your next steps, and a one-page PDF you can take to a lender. We'll email it to you.
Indicative eligibility only — not a determination. Rates/figures current as at 3 June 2026 — verify with the official program source and a lender before relying.